Obamacare and the Self-Employed

I have been waiting to write about the ACA’s impact on the self-employed until I could find credible and understandable information. Throughout the bill’s debate and passage into law, no one really addressed how it would affect those of us with an individual policy, except for the President’s repeated assurance that “If you like your plan, you can keep it.” That turned out to be false. Luckily, my plan has been grandfathered, so at least for now, I can keep it.

This article answers questions about how ACA insurance will affect the self-employed.

As of now it is unclear how the ACA will impact Health Savings Accounts. For now, they are allowed. This article is a good summary of HSAs’ chances of survival.

I will post new information and recommendations as I uncover them.